Waiting Periods

Guides to private health insurance waiting periods in Australia. Find out how long you may need to wait before you can claim on hospital or extras cover, plus what happens to waiting periods when you upgrade, downgrade or switch funds.

Disclaimer:

Compare Today aims to provide a helpful and informative platform for comparing electricity, gas, broadband and solar plans in Australia. We do not compare all providers or all products available in the market. Product information is current at the time of publication and is based on details supplied by participating providers. You should consider your individual circumstances, review the relevant product disclosure statements or policy documents and seek independent professional advice before making any decision.

© Copyright 2026 Compare Today. All rights reserved.