Maximising Savings with the Right Private Health Insurance Rebate Tier
Private Health Insurance Rebate is an amount of money that the Federal Government could pay as a contribution towards your health insurance premium costs. This covers your premium for hospital cover, extra cover, and hospital and extra cover together. It is income tested; hence, if you earn a higher salary, your rebate would be lowered, […]
How to End Your Health Insurance Policy the Right Way
As per the recommendations of Commonwealth Ombudsman, if you choose to terminate your policy, then you have every right to get a refund of your premiums that you have prepaid. This may have some administration fee or charge associated with it, which will solely depend on your respective insurance provider. Steps involved in the cancellation […]
Rethinking Health Insurance: Is It Worth Keeping?
It’s 2026 and too many Australians are feeling the pinch caused by the acute cost of living squeeze. The primary factors driving cost of living squeezes include higher interest rates, rampant inflation and sky-high energy costs and are now starting to take a toll and private health insurance is starting to come into the limelight […]
How Modern Market Trends Simplify Health Insurance Comparisons
For all of us, switching to a new health insurance plan sounds like the ultimate torture when you have had no problems with your existing insurer for years. However, the majority of Australians are unaware that the Australian private health sector has built-in mechanisms which should ensure ease when switching to a new product. Some […]
Is your private health cover keeping pace with the 2026 premium adjustments?
Is your Australian private health insurance keeping pace with the 2026 premium adjustments? With rates rising by an average of 4.41% as of April 1, many residents are reviewing their hospital and extras cover to ensure they aren’t overpaying. Why Audit Your Health Insurance? Healthcare needs in regional Victoria are unique. Whether you are looking […]
Single vs Couple Health Cover: Finding the More Cost-Effective Option
One of the questions that lingers in the minds of every couple is: “Would it be more economical if we just had one policy between us?” The answer to that is: Probably not. This is because Australia’s community rating system means that all health insurance policy holders pay the same base premium for the same […]